Tushar Mangl

A recent study by Capitalmind Financial Services reveals that 18 of the top 30 largest IPOs have failed to generate excess returns compared to the CNX500 index. This includes some high-profile disappointments like Reliance Power. On the flip side, Zomato, Hindustan Aeronautics, and a few others have delivered meaningful returns. For investors, it's crucial to tread carefully with IPO investments, as optimism around these offerings often doesn't translate into long-term gains. Why are so many big IPOs failing to generate excess returns? The allure of an initial public offering (IPO) is undeniable. For investors, it represents a rare opportunity to get in on the ground floor of a company, often with hopes of astronomical returns. But, as a recent study shows, things don't always pan out as expected. Out of the top 30 largest IPOs by offer size in India, a staggering 18 have failed to generate returns that outpace the CNX500 index, a widely followed benchmark of market perform

With a few Public Sector Undertaking (PSU) stocks overvalued, the good news is most others are either fairly valued or outright undervalued, offering solid investment opportunities. Sectors like defense, railways, and shipbuilding have experienced corrections from their highs, while PSU banks stand better positioned than private banks in terms of valuation. This isn’t a stock recommendation—always do your homework before investing. Read on to discover how these stocks could fit into your portfolio. Are you missing out on value in PSU stocks? Is it just me, or are we all sleeping on the opportunities lying in Public Sector Undertakings (PSUs)? After analyzing the market data, it is clear that while some sectors are overpriced, there are plenty of undervalued gems waiting to be discovered. Let’s break this down together and see if PSUs deserve a spot in your portfolio. What is the big deal with PSUs? Are all of them overvalued? I am going to give it to you straight—no, not all PSUs are o

Swachh Bharat was sold as a movement towards a cleaner India. But what if I told you it is more about emptying your pockets than cleaning the streets? Between multiple taxes, questionable allocation of funds, and the government’s non-serious approach to sanitation, it is worth asking: Is this just a cash cow? Let us unpack it all. Why maturity means realizing Swachh Bharat isn’t about cleanliness but taxing you You probably cheered when the Swachh Bharat Mission was first announced back in 2014. Finally, a concerted effort to clean up our streets, improve sanitation, and rid our cities of that embarrassing public waste problem. I imagined clean roads, public toilets that actually worked, and no more open defecation in rural areas. Fast forward to today, and what do we have? A hefty tax burden, vague statistics on improvement, and a nagging sense that we have all been conned. Is it just another way to tax you? To begin, let us talk taxes—because if Swachh Bharat has achieved anything,

Wrapped in gifts, starved of love: A journey through emotional neglect Growing up in a materially comfortable but emotionally desolate household, Elsa navigates her life burdened by gifts but starved of connection. Her journey of self-discovery, supported by honest conversations, reveals the depth of damage caused by emotional neglect. With romanticism and raw vulnerability, she explores the consequences of a hollow upbringing. --- "Where do you see yourself in five years?" That dreaded interview question. At 28, I found myself staring at the HR manager, genuinely stumped. Where did I see myself? I didn't know where I was now, let alone in five years. When you grow up being showered with stuff — toys, gadgets, and pretty much everything money can buy — but deprived of emotional connection, your inner GPS goes haywire. My name is Elsa, by the way. Named after the Disney character by my mother, who fancied herself a modern-day queen, always too busy managing the 'kingdo

Summary Swiggy, one of India’s largest online food delivery platforms, is set to launch its much-anticipated Initial Public Offering (IPO). This article delves into Swiggy’s journey, its business model, and the crucial financial details surrounding the IPO. We explore Swiggy’s 10-minute delivery controversy, examine the pros and cons of investing, compare it to competitors, and discuss Swiggy’s place in India’s changing economy. This is not investment advice, just a comprehensive look to help you make informed decisions. What is the Swiggy India story? Swiggy, a name synonymous with food delivery in India, started in 2014 as a simple solution to connect people with restaurants. Headquartered in Bengaluru, it was founded by Sriharsha Majety, Nandan Reddy, and Rahul Jaimini. The idea came from the founders’ frustration with the inefficiencies of existing delivery systems. They wanted to create a seamless, user-friendly app that could simplify the entire food ordering process. In less tha

Thursday, January 11, 2007 In a charming café, Anjalika and I discover that quietly listening is an art, more powerful than voicing opinions. Through conversations and humour, we explore the depths of communication, where silence speaks volumes. Sometimes, the best thing we can offer is our attention—making someone feel heard, understood, and validated. Have you ever tried to really listen to someone? Not just nodding along while internally planning your next grocery list or mentally constructing a winning argument, but actually giving them your full attention. I had no idea how hard that was until I met Anjalika. And let me tell you, it is both an art and a challenge. It all started on a Tuesday, in one of those quaint cafés where the air smells like fresh coffee, burnt toast, and a pinch of procrastination. You know the type—wooden tables, potted plants hanging like they belong in a Pinterest board, and overly enthusiastic baristas who refuse to believe you just want black coffee. I

A tale of unexpected romance and the charm of simplicity In Betty Neels’ An Old-Fashioned Girl , a quiet country girl with a sharp tongue and an unconventional style finds herself in the orbit of a wealthy Dutch surgeon, Julius van der Beek. Though Patience is far from the glamorous women typically drawn to Julius, her sincerity and strength slowly make her stand out. Neels’ classic blend of slow-burn romance and heartwarming character development makes this 1993 Mills & Boon release a must-read for fans of traditional love stories. What makes a n Old-Fashioned Girl a like-able read? Have you ever wondered if opposites really do attract? In An Old-Fashioned Girl , Betty Neels introduces us to Patience Martin, a quiet country girl with no desire to fit the mold of a cosmopolitan beauty. Standing in contrast to Julius van der Beek, a wealthy Dutch surgeon who seems worlds apart from her, the story explores whether the divide between them is truly as wide as it appears. Who is Patien